PRIVACY ACT AND PROTECTION OF PRIVACY CONSENT BY APPLICANT AND GUARANTOR PRIVACY ACT 1988

I,/We acknowledge that I/we have made an application for credit from Austwide Lending.
Austwide Lending may use the personal information you provide about you for the purpose of providing credit and for direct marketing of products and services offered by Austwide Lending or an organization Austwide Lending are affiliated with or represents.

The information provided by you will be held by Austwide Lending and you can obtain information about it by contacting Austwide Lending. You have the right to request not to receive direct marketing material.

I/We agree that Austwide Lending and any other financier or manager who at any time provides or has any interest in the credit (all included in the term) Austwide Lending? can do any of the following at any time:

1. Commercial Credit Information: Seek and use commercial credit information about me/us to assess an application for consumer credit or commercial credit.

2. Consumer information: Seek or use consumer credit information about me/us to assess an application for commercial credit or consumer credit.

3. Collection of overdue payments: Seek and use a credit report about me/us provided by a credit reporting agency to collect overdue payments from me/us.

4. Provide information to mortgage insurer: Provide information to a mortgage insurer to assess the risk of providing mortgage insurance or to assess the risk of default.

5. Exchange of information between credit providers: Seek from and use or give to another credit provider (including without limitation any other credit provider who has lent money on the same security) any information about my/our credit worthiness, credit standing, credit history or credit capacity. In particular Austwide Lending may provide a bank opinion on me/us.

6. Exchange of information with advisers: Seek from and use or give to any originator, financial consultant, accountant, lawyer, or other adviser acting in connection with any financing provided or proposed to be provided to me/us any consumer or commercial credit information.

7. Provide information to credit reporting agencies: Give to a credit reporting agency personal or commercial information about me/us. The information may include identity particulars; the fact that credit has been applied for the amount: the fact that Austwide Lending is a current credit provider to you; payments which become overdue more than 60 days, and for which action is commenced: advice that payments are not longer advice that cheques drawn by you have been dishonoured more than once, in specified circumstances that in the opinion of Austwide Lending you have committed serious credit infringement: and the credit provided by you by Austwide Lending has been paid or otherwise discharged.

8. Provide information for securitisation: Disclose any report or personal information about me/us to another person in connection with funding financial accommodation by means of an agreement involving securitisation.

9. Provide information to guarantors: Provide information to any person who proposes to guarantee or has guaranteed repayment of any credit provided to me/us.

10. Disclosure of personal information: Disclose personal information about me/us to organizations involved in provided credit to me/us, or any other associate, or contractor of Austwide Lending, including for example, stationery printing houses, lawyers, accountants, or people considering acquiring an interest in your business or your assets.

11. Provide information regarding loans and mortgages: Verify and disclose details of loans/mortgages, including but not limited to, information regarding current balances, credit limits, outstanding legal costs, arrears and defaults.

I/We authorise Austwide Lending or its agents to make such enquiries and take up such references, as it considers necessary in relation to my/our application. I/We also understand and agree that Austwide Lending and other intermediaries may be paid and retain fees, margins and commissions in respect of the credit arranged by Austwide Lending. If you do not provide personal information, Austwide Lending may be unable to provide you credit.

Declaration

I have read and accept the Austwide Lending Privacy Statement I give my consent to the use and disclosure of my personal information, as provided in the Austwide Lending Privacy Statement. Further, I authorise that Austwide Lending may make such enquiries, collect, obtain and exchange information relating to this application. I understand that it is an offence to make a false or misleading statement.

I acknowledge that the information provided by me is true and correct, and that Austwide Lending will use and rely on that information, as well as information obtained from a credit reporting agency as well as other sources, in order to make a determination about whether Austwide Lending will accept your offer.

I understand that this application form is to provide information and collect information, and does not constitute an offer or acceptance of credit.